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Debit & Credit Cards

Thank you for taking the time to read this and thank you for shopping at Majestic Pearl!

We accept credit and debit cards of MasterCard, Visa and American Express.

For your order to be processed and shipped, the following must apply:

  • Your Bank/Credit Card Company must support AVS (Address Verification System). If you are declined; ask your bank/credit card company if they support AVS. If they do not support AVS, use a bank/credit card company which does or use Money Order, or Western Union.
  • Your phone number must be valid on your order form in case we need to contact you.
  • Your bank/credit card company must allow internet transactions. You must ask your bank/credit card company to allow you to complete the transaction if you are declined for this reason.

 

Declined Transaction:

  • Your bank/credit card company will decline the transaction if your Street Address and/or Zip Code does not match with the address on file with your bank/credit card company.
  • Your bank/credit card company will decline the transaction if the security code does not match the number on your card.

If you are declined, please contact your bank/credit card company for further information. Do Not Contact Us: We do not decline transactions; It is your bank/credit card company which declines the transaction based on the above criteria through our processor; it is not Majestic Pearl who declines the transaction. You will need to find out from your bank /credit card company if declined for address verification, secure code or insufficient funds.

Avoid Delays in Receiving Your Order: For ease of checkout, processing and receiving your order: Double Check before Confirming Your Order that you have provided us with an accurate:

  • Email Address
  • Billing Address
  • Day Time Phone Number
    • Be Aware of your bank/credit card company's policy of declined transactions through them.
    • If your bank/credit card company declines the transaction of your debit card, be aware, they may hold funds from 3 to 10 business days.Contact your bank/credit card company for more information.
    • Do not attempt to try again until your bank/credit card company has released all holds they have. By submitting further attempts, you are placing more holds of funds on your debit card account; possibly creating an overdrawn bank account.
    • If you make several attempts at a transaction, your bank/credit card company will place holds on each of these attempts. If your bank/credit card company places holds on one or more transactions, this may result in you having an overdrawn account which may result in your bank charging your account for insufficient funds.
    • Majestic Pearl, never has a hold on any funds. Either your bank accepts the transaction or declines the transaction; we do not have any holds. Your bank may have holds.
    • Our processor releases all transactions at the end of each day and does not hold any funds on a declined transaction from your bank.
    • If you have been declined and are looking at an online statement, you may see what appears to be a charge from Majestic Pearl, but is only the authorization request.
    • If you are declined, please contact your bank/credit card company first. If you have the funds in your account, then you were declined for some other reason which they do not give us.
  • Thank you for taking the time to read this and thank you for shopping at MajesticPearl.com/shop!